Clear pension consultation for public and private retirement systems across Europe
TCAICORE helps you understand pension entitlements, private pension plans, retirement savings options, basic tax considerations, and the practical steps for transferring pension arrangements between countries. We focus on clarity, documentation, and a transparent process so you know what information is needed and what happens next.
Document-led
We work from your records and provide a written summary of findings and next steps.
Cross-border aware
Focused on common EU and UK transfer scenarios and coordination questions.
Privacy-first
Cookie controls and consent-based tracking. You decide what is enabled.
Example consultation summary
Scope
Review of pension statements, employment periods, and cross-border history to map likely entitlements and identify missing documents.
Document checklist
A structured list of items to request from providers and public institutions.
Action timeline
A practical sequence for contacting providers and completing transfer steps.
Tax basics
A high-level overview of common reporting points and where to confirm details.
Next step
Share your question and country context on the contact page.
What we do
TCAICORE is a pension consultation service designed for people with work or savings history in more than one European country. Public pension systems, occupational schemes, and private retirement plans often use different terminology, timelines, and documentation standards. Our role is to help you create a clear view of what you may be entitled to, what information is still missing, and which questions to ask each provider or institution. We use a structured approach: we start with your available documents, map them to the relevant categories of pension provision, and produce an organized summary that you can keep for your records.
We also explain practical topics that commonly cause confusion such as basic tax considerations, benefit start dates, and how transfers may work when you move countries or consolidate arrangements. Our guidance is educational and process-focused. Where specialist advice is needed, we encourage you to confirm details with qualified professionals or the relevant authorities. The outcome is a more confident, better documented starting point for your retirement planning and cross-border administration.
Services built for clarity and accountability
Each service is delivered with clear scope, documented inputs, and a written output so you can share or archive the results.
Entitlement overview
We translate your documents into a structured overview: scheme types, likely entitlement sources, key dates, and missing items to request.
You receive a concise, shareable summary that supports follow-up with providers and institutions.
Cross-border transfer guidance
Step-by-step explanation of common transfer routes between countries, including who to contact, what forms are typically requested, and how to track progress.
We focus on process clarity and documented checkpoints rather than predictions.
Private plan & savings review
We help you interpret product statements and contribution history, and organize what you have: provider contacts, fees shown on documents, and benefit options.
The output is a structured record that you can use when comparing options.
Basic tax considerations
Plain-language explanation of common tax touchpoints related to pensions, such as residency, reporting, and withholding questions that may arise.
We highlight where to confirm details with official guidance or qualified professionals.
How it works
Our process is designed to be easy to follow and practical for cross-border situations. You stay in control of what you share, and you receive written outputs you can reuse. If you decide to contact us, we will confirm scope and next steps before any deeper work starts.
What happens after you reach out
We review your message, reply with a short set of clarifying questions, and explain which documents are helpful. If you proceed, we summarize findings in a structured report and outline practical follow-up actions.
Share your context
Use the contact page to describe your countries involved, the types of pensions you have (public, occupational, private), and what you want to clarify. Keep it high-level at first.
We define scope and document needs
We reply with a clear scope, a checklist of documents, and a practical timeline. You decide what to provide and what to keep for your own records.
Structured review
We organize what you provide into a clean record: key dates, scheme types, outstanding questions, and common next steps for transfers or confirmations.
Receive your written summary
You receive a written summary with a document checklist and a practical action plan. If you need further help, we can continue with additional questions or updates as your situation evolves.
Prefer to start with self-service information?
Read our guides and bring your questions when ready.
Frequently asked questions
These answers explain what we do, what we do not do, and how to prepare. If you have a specific case, the contact page is the best place to start.
Do you provide official pension calculations?
We provide structured explanations and document-based summaries that help you understand your options and the process. Official calculations and entitlement confirmations are issued by the relevant pension providers or public institutions.
What documents should I prepare?
Typical items include pension statements, provider letters, employment dates, national insurance or social security identifiers, and any transfer paperwork. We will provide a checklist tailored to your countries involved and the pension types you mention.
Can you help with transfers between countries?
Yes. We explain the typical transfer workflow, common provider requirements, and how to keep a paper trail. Transfers are executed by the pension providers and may have eligibility rules, fees, and timing constraints that you should confirm with them directly.
Do you give tax advice?
We provide basic tax considerations in plain language and highlight the questions that often matter for cross-border situations. For personal tax advice, you should consult a qualified tax professional or official guidance in your country of residence.
Disclaimer
The information on this website is for informational and educational purposes only and does not constitute financial, legal, or investment advice. Pension rules, tax treatment, and transfer eligibility vary by country, provider, and individual circumstances. You should verify details with the relevant pension providers, public institutions, and qualified professionals before making decisions. Any examples are illustrative and not a promise of outcome.